What is personal injury protection insurance?

Personal injury protection (PIP) insurance is a type of insurance coverage that is required by law in the state of Minnesota. PIP provides protection to you, your passengers, and other drivers involved in an automobile accident. It pays for medical expenses, lost wages, and other costs associated with an automobile accident, regardless of who is at fault. PIP insurance coverage in Minnesota is required to have a minimum coverage of $20,000. This coverage may include medical payments for medical bills, lost wages, rehabilitation, funeral costs, and death benefits. Additionally, PIP coverage may include property damage caused by the accident, such as damage to vehicles or other property owned by the insured. PIP insurance coverage is important because it allows injured people to seek medical care and other necessary services without having to worry about covering the cost of their expenses. PIP coverage works as a form of economic protection, ensuring that you and others involved in an automobile accident will be financially protected in the event of a crash. It is important to understand the terms and conditions of your PIP coverage before an accident occurs. Knowing what coverage you have and how to use it can help you to better prepare for a car accident and ensure that you and others are protected.

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What is personal injury protection insurance?

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