What is personal injury protection insurance?

In New Hampshire, personal injury protection (PIP) insurance is a type of coverage under your automobile insurance policy that provides you with financial protection in the event of an accident or other incident in which you suffer personal injury. This type of coverage helps to pay for medical costs, lost wages, essential services, and funeral costs related to your injury. PIP coverage is designed to give you the financial support you need while you are healing from an accident. If you have medical bills, lost wages, or any other necessary expenses related to your injury, you can claim these costs from your PIP coverage. This coverage also extends to family members and passengers in your vehicle at the time of the accident. In order to qualify for PIP coverage, you must be a licensed driver and have a valid policy in place. New Hampshire is considered an "at-fault" state, which means that drivers are required to certify that they are financially responsible for any damages that their car causes. This means that if you are found to be at fault for an accident, you are responsible for any damages to your car and the other parties involved. PIP coverage is an important part of your insurance policy and is designed to help you in the event of an accident. Having this coverage in place can help alleviate some of the financial strain of medical bills or lost wages due to an accident, and can be used to help cover costs when no other coverage is available.

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What is personal injury protection insurance?

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