What is uninsured/underinsured motorist coverage?

Uninsured/underinsured motorist coverage is a type of insurance offered by many insurance companies in South Carolina. It provides coverage to you in the event that you are involved in an accident with a driver who either doesn’t have insurance or whose policy limits are too low to cover the damages. Under uninsured/underinsured motorist coverage, you are able to receive compensation for any damages caused to you or your vehicle that exceed the other driver’s policy limits. This coverage is important because it helps protect you financially in the event of an accident caused by another driver who is either uninsured or is underinsured. The amount of coverage you receive through uninsured/underinsured motorist coverage will vary depending on the limits of your individual policy. Most policies offer more than minimum liability limits, so be sure to read through your policy to understand what you’re entitled to in the event of an accident. In addition, it is important to make sure you understand the laws in South Carolina when it comes to uninsured/underinsured motorist coverage. Although most insurance companies offer some form of coverage, they may have different rules and regulations that you are required to follow. It is important to understand all of the terms and conditions of your policy before signing up for coverage so that you can ensure you are adequately protected in the event of an accident.

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What is uninsured/underinsured motorist coverage?

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