What is the difference between an insurance adjuster and an insurance investigator?

Insurance adjusters and insurance investigators both play an important role in the insurance industry, but their roles differ. An insurance adjuster is primarily responsible for assessing the amount of damages covered by an insurance policy. They investigate the loss or damages to determine the coverage allowed under the policy and calculate the amount that will be paid out by the insurance company. An insurance investigator typically works on behalf of an insurance company to investigate potential fraudulent claims or activities. They conduct interviews, research, review documents, and visit locations to uncover suspicious activity. In some cases, they’ll need to provide testimony in court in order to resolve disputes over coverage. Overall, insurance adjusters and investigators are both necessary for protecting the rights of the insurance company and the policyholder. An adjuster makes sure that the policyholder receives the correct amount of compensation based on the coverage, while an investigator looks for fraudulent activity to protect the insurance company.

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What is the difference between an insurance adjuster and an insurance investigator?

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