What is the difference between an insurance adjuster and an insurance investigator?

Insurance adjusters and insurance investigators are both professions related to insurance law. Insurance adjusters are responsible for evaluating and handling claims related to property loss or injury involving an insurance company. They work with claimants, review the policy, and investigate the incident to decide liability and to ensure the company pays only the amount it is required. Insurance investigators, on the other hand, are responsible for identifying fraud within an insurance policy. They may conduct surveillance, analyze claim documents, or interview people, to determine if the claim or policy violation is valid. Insurance investigators are often employed by insurance companies, law enforcement, or state governments to investigate suspicious or fraudulent activity. The key difference between an insurance adjuster and an insurance investigator is the scope of their roles. An adjuster works with claimants to ensure that the insurance company pays out what it is obligated to, while an investigator looks for fraud that may have occurred in relation to an insurance policy. Both professions are critical in ensuring that insurance companies remain financially sound and that fraudulent claims are not paid out.

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What is the difference between an insurance adjuster and an insurance investigator?

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