What is the difference between medical insurance and health insurance?

Medical insurance and health insurance are both types of insurance that help cover the costs of medical care. However, there are some key differences between the two. Medical insurance typically covers medical bills related to the diagnosis and treatment of illness, injury, or disease, including doctor visits, hospital stays, lab tests, and medical equipment. This kind of insurance may also cover the costs of preventive care, such as check-ups and vaccinations. On the other hand, health insurance is a type of insurance that pays for expenses related to maintaining your health. It may cover expenses like check-ups, screenings, preventive care, mental health services, prescription drugs, and more. In Maryland, health insurance plans must include coverage for certain services and treatments, such as mental health treatment, maternity care, and cancer screenings. In conclusion, medical insurance typically covers expenses related to treating medical problems, while health insurance covers expenses related to maintaining your health. In Maryland, both medical and health insurance plans are required to provide certain services and treatments.

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