What are the responsibilities of an insurance adjuster?

An insurance adjuster is a professional who represents an insurance company and is responsible for resolving insurance claims. In New Hampshire, adjusters are responsible for evaluating the damages suffered by the insured in order to determine the final payment amount. They may also analyze legal documents involved in the claim and determine if the policyholder is entitled to coverage. Adjusters must be knowledgeable of the local laws and regulations to ensure that they are properly evaluating claims and making correct payments. This includes ensuring that all applicable forms are filed in a timely manner and all paperwork is reviewed carefully. They must also be able to identify fraud and take the necessary steps to prevent any abuse. In addition, adjusters are responsible for keeping accurate records of all the claims they have handled. This includes documenting the claim details, the decisions made on the claim, and any payments made by the insurance company. They must also keep track of the claimant’s medical information and any other pertinent facts involved in the claim. All adjusters must also act in an ethical manner and follow all company policies and procedures. They must maintain high levels of customer service and stay current with industry trends. Finally, adjusters must be prepared to answer question from the insured parties and handle any resulting complaints or disputes that may arise.

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