What are the responsibilities of an insurance adjuster?

In Oregon, the responsibilities of an insurance adjuster are to investigate insurance claims and assess the amount of damages or injuries that were sustained. The adjuster must investigate the facts of the situation and analyze the policy language to determine the amounts, if any, to pay to claimants. They are also responsible for managing the claims process from start to finish, including contact with policyholders, claimants, lawyers, doctors, and other professionals. An insurance adjuster must also assess the claims and determine the damages or injury that must be paid to the claimant. This involves interviewing the policyholder and any other parties involved, collecting evidence, and making a determination on the amount of compensation. The adjuster must also advise the policyholder on the best way to settle the claim, and any legal considerations that may arise. The adjuster is also responsible for keeping records of the claims process and providing reports to the insurance company. The adjuster must also monitor the claimant for any changes that could affect the settlement of the claim. This could include changes in health, employment, or finances. Finally, the adjuster must work closely with the policyholder to make sure they understand the terms and conditions of the claim and the settlement process. The adjuster must ensure that any paperwork is completed accurately and thoroughly and that any deadlines are met. They also answer any questions the policyholder may have about the claim.

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