What type of coverage is included in auto insurance policies?
Auto insurance policies come in a variety of packages and can cover different types of coverage depending on the individual. Generally, auto insurance policies in Texas provide the following types of coverage: Liability Coverage, which is designed to help protect you from financial losses related to an auto accident if you are found legally liable; Collision Coverage, which helps cover the cost of damage to your vehicle after a collision; Comprehensive Coverage, which covers damage to your vehicle caused by things like vandalism, theft, fire, or natural disasters; and Uninsured/Underinsured Motorist Coverage, which covers cost of medical bills and lost wages if you are in an accident caused by an uninsured or underinsured driver. Additionally, there are add-on products such as gap coverage, roadside assistance, rental car coverage, and more that you may choose to include in your policy. It is important to review the different options and determine which coverage best fits your needs.
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