What is the statute of limitations for insurance claims?

The statute of limitations for insurance claims in Florida is generally three years, as outlined in the Florida Statutes Annotated 95.11. This means that if you are filing a claim against an insurance company for a dispute, you must do so within three years of the event taking place. This includes disputes for property damage or personal injury due to an accident or other incident. All legal claims must be made within three years of the occurrence. The statute of limitations for insurance claims may be different if the claim is for wrongful death or for breach of contract. In Florida, these claims must be made within two years of the event occurring. Depending on the type of insurance claim that is being made, there may be different statutes of limitations applied as well. If you believe that an insurance company has treated you unfairly or not honored an agreement that was made, it is important to file your claim within the applicable statute of limitations. If you wait too long, then you may not be able to collect any money that is owed. It is important to review the applicable laws in your state to determine the correct statute of limitations that applies to your situation.

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