What is the statute of limitations for insurance claims?

The statute of limitations for insurance claims in Indiana is defined by the Indiana Code Title 34, Article 11. This code states that, in general, a claim against an insurance company for damages for injury or death must be brought within two years of the date of the injury or death. However, this two-year statute of limitations is extended to three years in cases of fraud or intentional misrepresentation. If a claim is brought against an insurance company after the two year period, it can be barred by the statute of limitations, which means the claim cannot be heard in court. In addition to the statute of limitations for general insurance claims, Indiana also has statutes of limitation specific to certain types of insurance such as health insurance, motor vehicle insurance, property insurance, and more. For example, the statute of limitations for a health insurance claim is two years from the date of injury, while the statute of limitations for a motor vehicle insurance claim is one year from the date of the accident. When filing an insurance claim, it is important to note the applicable statute of limitations. If a claim is filed after the deadline, the insurance company has the right to deny the claim. Doing a bit of research can help ensure that your claim is in compliance with the applicable statute of limitations in order to maximize your chance of a successful claim.

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What is the statute of limitations for insurance claims?

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