What is the role of an insurance adjuster?

An insurance adjuster is an important person when it comes to insurance law in Rhode Island. They are responsible for objectively evaluating an insurance claim and making decisions about how to pay it. The adjuster makes sure that the claim is valid and that the responsible party pays the amount requested. In Rhode Island, the adjuster evaluates damage to property or people and determines a reasonable amount of money to settle the claim. They review all documentation related to the claim and make sure that the insurance company pays out the proper amount. Sometimes the adjuster will negotiate with the claimant to reach a settlement that is beneficial for both parties. The adjuster also investigates potential fraudulent claims, as well as any suspicious activity. They may review police reports and the accident scene to determine if any fraud was involved. Once the investigation is complete, the adjuster will make a decision based on their findings. The insurance adjuster also serves as an intermediary between the insurance company and the claimant, ensuring that both sides understand the process and that the claimant is treated fairly. The adjuster is responsible for ensuring that all claims are settled in a timely manner and for making sure that the insurance company does not overpay or underpay for the claim.

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What is the role of an insurance adjuster?

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