What is the role of an insurance expert witness?

An insurance expert witness is someone who has extensive knowledge and experience in the field of insurance law. They are called on by either the plaintiff or the defendant in a legal dispute to provide evidence and analysis related to the insurance policies at issue. In order to qualify as an insurance expert witness in Texas, a person must have significant education and experience in the field of insurance law. In a Texas court case, an insurance expert witness will provide testimony regarding the meaning of the insurance policy language related to the dispute, and comment about the specific facts of the case in relation to the insurance policy. The expert witness may also prepare written reports and submit affidavits, which are written statements where the witness swears to the truth of the facts stated. Ultimately, the role of an insurance expert witness is to provide impartial information that will assist the court in coming to a just and equitable decision. The witness will use their knowledge and experience in insurance law to assist the court in understanding the legal meaning of the insurance contract and how it relates to the facts in the case.

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