What is the difference between life insurance and health insurance?

Life insurance and health insurance are two types of insurance that are important to have but they provide different types of protection. Life insurance is a type of insurance provided by an insurance company or other third party, which pays out a one-time, predetermined amount of money upon the death of an insured individual, usually a spouse, parent, or other family member. This money is typically used to pay for funeral expenses or to provide financial support for the surviving family members. On the other hand, health insurance is a type of insurance that covers medical expenses incurred by the policyholder. It typically covers hospital visits, doctor visits, and treatments for illnesses and injuries, as well as preventive care such as vaccinations. Some health plans also include coverage for prescription drugs and vision care, while others may cover coverage for dental care, mental health visits, and other services. In Nevada, it is important to have both life and health insurance in order to protect individuals and families in case of unexpected medical bills or the death of a loved one.

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