What is the difference between liability insurance and personal injury insurance?

Liability insurance and personal injury insurance are both forms of insurance coverage, but they provide different types of protection. Liability insurance is meant to protect an individual or business from the legal consequences of their actions. It covers legal costs and damages the individual or business may need to pay if they are found to be at fault for an accident or other event. Personal injury insurance is different in that it provides financial protection for injured parties involved in an accident or similar event. This type of insurance can cover medical expenses, lost wages, and pain and suffering for the injured party. This type of insurance does not protect the individual or business responsible for the accident; it is meant solely to provide financial compensation to those who have been injured. In Pennsylvania, both liability insurance and personal injury insurance are required by law. Liability insurance is required for all motor vehicle owners, while personal injury insurance is required for all motorcycle owners. Both of these forms of insurance provide important protection in the event of an accident or similar incident in Pennsylvania.

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What is the difference between liability insurance and personal injury insurance?

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