Are there limits on how much insurance companies can charge?

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How is the cost of an insurance policy determined?
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How do insurance companies determine the cost of their policies?
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What is the role of the National Association of Insurance Commissioners (NAIC)?
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How do insurers calculate the appropriate premium for a policy?
How do I file a complaint against an insurance company?
Is there a maximum amount of premium that can be charged by an insurance company?

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