How do insurance companies determine their rates?

Related FAQs

What is the purpose of insurer solvency regulation?
What is the role of the Department of Insurance in setting and enforcing regulations?
Is there a minimum level of coverage that is required by law?
How often do insurance regulations change?
How do I file a complaint against an insurance company?
Are there any restrictions on how much insurance companies can charge for their policies?
What are the key elements of an insurance policy?
How does insurance regulation protect consumers?
What federal laws regulate the insurance industry?
How is the insurance industry's reserves calculated?

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