Is there a minimum level of coverage that is required by law?

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What is the role of the Department of Insurance in setting and enforcing regulations?
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How do insurers determine risk and calculate premiums?
How does insurance regulation ensure financial stability?
What are the requirements for filing an insurance claim?
What is the difference between term and permanent insurance policies?
How do insurers set different rates for different types of coverage?
What is the purpose of an insurance company's reserve requirements?
Are there any restrictions on how much insurance companies can charge for their policies?
How do insurance companies protect themselves against fraud?

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