Is there a minimum level of coverage that is required by law?

In Washington State, there is a minimum level of coverage that is required by law when it comes to insurance regulation. According to the Washington State Office of the Insurance Commissioner, Washington requires a minimum policy for motor vehicles, motor carriers, personal injury protection (PIP), and liability that covers the owner/driver of the vehicle. This means that if you are the owner/driver of a car, you must have at least bodily injury and property damage liability coverage, as well as uninsured/underinsured motorist bodily injury coverage, to legally drive in Washington State. Motor carriers are also required to have a minimum level of coverage. This includes liability, cargo damage, and workers compensation insurance. The amount of coverage varies based on the type and size of vehicle. The Washington State Office of the Insurance Commissioner also requires personal injury protection (PIP) coverage from all drivers, regardless of fault. This type of coverage can help if you are injured in an automobile accident and have medical expenses, lost wages, and other related expenses. In conclusion, the State of Washington requires that all drivers and motor carriers have a minimum level of coverage to legally drive or transport goods in the state. This requirement is laid out in the state’s insurance regulations and is enforced by the Office of the Insurance Commissioner.

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Is there a minimum level of coverage that is required by law?

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