What are the legal requirements for handling customer data in an insurance context?

In Ohio, insurance companies must abide by legal requirements to ensure customer data is handled responsibly and in accordance with regulations. This includes the Ohio Insurance Code and Ohio Administrative Code, both of which contain provisions that outline the necessary processes to properly protect customer data and privacy. Insurance companies must have security measures in place to protect the confidentiality and integrity of customer data. These measures help protect customer information from unauthorized access or alteration. Insurance companies must also have safeguards that protect against malicious software and viruses from compromising customer data. Insurance companies must also have procedures in place to ensure customer data is kept secure. This includes requiring proper authentication and authorization processes for customers to access their data. Companies must also have protocols that limit access to customer data and audit customer access to the data. Insurance companies must also take precautions to protect data from being accidentally or maliciously exposed. This includes controlling who can view sensitive customer data and only allowing those with a legitimate need to access the data. Insurance companies must also have processes to respond to data breaches and must be compliant with all applicable laws and regulations.

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