How do insurers set different rates for different types of coverage?

Related FAQs

How does the government ensure consumer protection in the insurance industry?
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How does insurance regulation affect consumers?
Are there any restrictions on how much insurance companies can charge for their policies?
How is the insurance industry's reserves calculated?
How do insurers determine risk and calculate premiums?
How is the pricing of insurance products decided?
What are the legal requirements for handling customer data in an insurance context?
What are the benefits and drawbacks of having an insurance policy?
What is the difference between the premium and the deductible?

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