What is the responsibility of an insurance agent?

As an insurance agent in Washington, you have a responsibility to provide advice and knowledge to your clients in regards to the insurance products available in the state. You must abide by all state laws, regulations, and rules related to the sale and servicing of insurance products. Additionally, you must ensure that all products you sell are in line with the needs of your clients. Working as an insurance agent requires that you are knowledgeable about the different insurance products available in the state, as well as any regulations that apply to them. You should be able to explain the differences between the products and the benefits each provides. It is also your responsibility to help your clients understand the terms and conditions associated with the insurance product they have purchased. Furthermore, insurance agents must comply with state laws and regulations for the marketing, underwriting, and claims handling of insurance products. You must make sure that all policies are correctly priced and all policies are properly serviced after sale. This includes making sure any claims are properly processed and that the customers are reimbursed in a timely manner. In summary, an insurance agent in Washington is responsible for helping their clients make informed decisions about the insurance products available in the state, making sure all policies are properly serviced, and staying up to date on the latest laws and regulations related to insurance.

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