Can a landlord demand a higher security deposit from a tenant with bad credit?

In Washington, a landlord is allowed to ask for an increased security deposit from a tenant who has a bad credit history. This is known as a "screening fee" and is legal in Washington as long as it is applied equally to all tenants. A screening fee is an additional charge that a landlord can ask for from a tenant based on their credit score and financial history. The fee is not meant to act as a punishment for tenants with bad credit, but rather to cover any additional risk the landlord may face when entering into a lease agreement with a tenant whose financial history is less than ideal. It is important to note that there are limits to how much a landlord can request for a screening fee. In Washington, the amount a landlord can require is the equivalent of one month’s rent in the form of a security deposit. Landlords who request more than this amount are in violation of state leasing law. Tenants should also be aware that if they are asked to pay an increased security deposit due to their credit history, they can ask the landlord for proof that the higher amount is necessary. This can be done by requesting a copy of the tenant’s credit report from the landlord. In order for the landlord to be able to request a higher deposit, the tenant must have a credit score below 580, and any negative items on their credit report must have occurred in the last five years. Ultimately, whether a landlord in Washington can demand a higher security deposit from a tenant with bad credit depends on the tenant’s particular situation. As long as the landlord follows the state’s rules and regulations, it is possible for them to require a higher security deposit if the tenant’s credit score and other financial information warrant it.

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Can a landlord demand a higher security deposit from a tenant with bad credit?

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