How can I protect my business from a liquor liability claim?

There are several steps business owners in New Jersey can take to protect their businesses from a liquor liability claim. First, create a policy for employees that includes not serving to those under 21 years of age, not serving those that are already intoxicated, and always upholding the regulations of the New Jersey Alcoholic Beverage Control Commission. Second, post the New Jersey Division of Alcoholic Beverage Control’s signage regarding prohibitions to help make it clear that laws and regulations will be followed. Third, provide training to all employees that serve, sell, or dispense alcohol, including responsible alcohol beverage server training and dangerous drug recognition trainings. Fourth, create a system to track when alcohol is served and to whom to ensure that no alcohol is served to underage persons. Fifth, create a system to track any incidents that could lead to a liquor liability claim, including theft, disorderly conduct, fights, and assaults. Finally, carry a liquor liability insurance policy to cover any possible claims that may arise. This policy can provide compensation in the event of a liquor liability claim against your business. It is important to note that all of these steps may not guarantee you are completely covered from a liquor liability claim, but they can help greatly reduce the chances of your business facing such a claim.

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How can I protect my business from a liquor liability claim?

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