Is there a way to protect my business from liquor liability suits?
Yes, there is a way to protect your business from liquor liability suits in Montana. The first step is to create a corporate policy which clearly outlines the regulations regarding the purchase, sale, and consumption of alcohol in your establishment. It should also include clear requirements for identifying underage customers and not allowing them to purchase or consume alcohol. Additionally, you should require any staff who handle or serve alcohol to be properly trained. This training should include liquor laws, medical side effects, and responsible serving techniques. You should also collect valid forms of identification from any customers who appear to be under the age of 21 at the time of purchase and refuse to serve any suspected intoxicated customers. Montana also requires businesses to post signed notices that state that it is illegal for anyone under the age of 21 to possess or consume alcohol and they can be prosecuted for doing so. This notice should be prominently displayed in your establishment. Finally, you should purchase liquor liability insurance to protect yourself from any potential lawsuits or damages caused by a patron’s consumption of alcohol. This insurance should provide coverage for any legal fees, court costs, and damages which may arise from a lawsuit. Overall, following these guidelines and purchasing the appropriate insurance policy can help you protect your business from liquor liability suits.
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