Is there a way to protect my business from liquor liability suits?

Yes, there are several ways to protect a business from liquor liability suits in New Mexico. The first step is to understand and comply with state liquor laws, as violations of these laws could lead to liability for any damages resulting from the sale of alcohol. The next step is to have a comprehensive liquor liability insurance policy in place. This policy can provide compensation for legal fees and damages if a person or business is sued for injuries or harm related to the sale of alcohol. Additionally, as part of a comprehensive policy, a business can be covered for liquor-related accident claims, such as for drunk driving. It is also important to have strong policies in place regarding the sale of alcohol. For example, all employees should be properly trained on state laws as well as company policies and procedures for responsible alcohol service. Additionally, businesses should have a clear policy for identifying and handling intoxicated customers, as not responding appropriately to these customers can lead to lawsuits. Finally, businesses should have clear and strict policies for serving minors. This includes proper identification checks, as well as a policy for refusing service for any customers who are clearly underage. By understanding and adhering to the state liquor laws and having a comprehensive insurance policy in place, implementing clear alcohol service policies, and taking appropriate steps to prevent minors from consuming alcohol, a business owner can protect their business from liquor liability suits.

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