Is there a way to protect my business from liquor liability suits?
Yes, there are steps you can take to protect your business from liquor liability suits in North Carolina. The first step is to ensure that you are following all applicable laws and regulations. North Carolina has laws in place to help protect businesses from liquor-related liabilities; for example, it has Dram Shop laws that place liability on establishments that serve alcohol to minors, intoxicated individuals, or those already impaired by alcohol. You can also take proactive steps to protect your business. Establish a policy for how staff members should handle customers who are drinking before they are admitted into the business. Train your employees on how to spot potential signs of intoxication and how to properly handle customers who have had too much to drink. Make sure that employees responsible for serving alcohol are properly licensed. Create and enforce policies that prevent over-serving and monitor customers’ alcohol consumption and behaviors. In addition, your business should obtain Liquor Liability Insurance. This type of insurance is designed to cover damages the establishment may be found liable for resulting from an alcohol-related incident. It is important to consult with an experienced insurance agent to discuss the best coverage for your business and to ensure that you are adequately protected from liquor-related liabilities.
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