Is there a way to protect my business from liquor liability suits?

Yes, there are several ways that businesses in West Virginia can protect themselves from liquor liability suits. The first and most important step is to remain in compliance with all applicable State and Local liquor laws. All businesses that serve or sell liquor must obtain a valid liquor license from the West Virginia Alcohol Beverage Control Administration (ABCA). This license requires businesses to adhere to all state liquor laws, ensuring that they are not serving intoxicated people or minors. Additionally, businesses should consider purchasing liquor liability insurance. This type of insurance specifically covers the cost of any liquor-related lawsuits that involve intoxication and/or property damage. It is important to purchase an adequate amount of coverage for both premises and operations, as this typically covers any related legal costs. To further protect the business, owners should consider instituting a strict policy for guests. This might include requiring all guests to show photo identification before being served alcoholic beverages or having trained staff assess an individual’s intoxication level. Lastly, businesses should consider having an on-site security guard. This can help to ensure that all guests are being monitored and that no one is engaging in any risky or dangerous behavior that could potentially lead to a liquor liability lawsuit. Overall, there are a variety of steps that business owners in West Virginia can take to protect themselves from liquor liability suits. By following all applicable liquor laws, purchasing adequate insurance coverage, instituting a strict policy for guests, and having a security guard onsite, businesses can limit their exposure to liability.

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