Are there any laws related to the regulation of public health insurance?
Yes, there are laws related to the regulation of public health insurance in North Carolina. As of 2019, the North Carolina Department of Insurance is the body responsible for regulating public health insurance policies issued in North Carolina. The Department operates under the authority of the North Carolina General Statutes relating to the Insurance Commissioner and the regulation of insurance in the state. The General Statutes set out the minimum standards that public health insurance policies must meet in order to be legally sold in the state. These standards include coverage for certain conditions, such as those related to mental health and substance abuse, and the availability of coverage for certain preventive care services. The Commissioner may also issue regulations related to public health insurance to ensure that the public health insurance policies offered by insurers are in compliance with applicable laws. These regulations are known as the “North Carolina Public Health Insurance Regulations.” The Commissioner also has the authority to investigate complaints filed by policyholders related to public health insurance. If a complaint is found to be valid, the Commissioner may take disciplinary action against the insurer or the insurance agent responsible for selling the policy. Finally, the Commissioner also has the authority to set rates for public health insurance policies issued in the state. These rates must be approved by the Commissioner and must comply with all applicable laws.
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