Does marriage affect eligibility for Social Security benefits?

Yes, marriage can affect eligibility for Social Security benefits in Florida. When a couple gets married, it creates a legal relationship between them that can give either spouse rights to the other’s Social Security benefits. In Florida, Social Security benefits are tied to the earnings of either one or both spouses. If one of the spouses is eligible for Social Security, either due to their earnings or that of their deceased spouse, their partner may also qualify for these benefits. Generally, a married person can receive either their own Social Security benefit or half of their husband or wife’s benefits, whichever is higher. In Florida, if one spouse has not paid into Social Security through work, they can still qualify for benefits as a spouse. If one spouse is eligible for Social Security disability, their partner can also receive benefits. In this case, the spouse would receive a percentage of their partner’s disability benefits, based on the marriage length. In Florida, a married couple whose relationship has lasted at least 10 years is eligible for spousal benefits. Therefore, marriage can greatly impact a person’s eligibility for Social Security benefits in Florida. It is important to take into consideration the length of the marriage when determining eligibility, as well as the earning history of either or both spouses.

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