What is the role of the insurance company in a medical device injury case?
The role of an insurance company in a medical device injury case can be complex. Insurance companies typically work to minimize their liability and the cost of the claim. They may investigate the case to assess the severity of the injury and whether it is related to the device. In California, the insurance company typically reviews the medical bills and related information submitted by the claimant. If the insurance company believes that the claimant was injured due to a medical device, they may engage in settlement negotiations with the claimant and their lawyer to resolve the case. They may also offer to cover the cost of the medical bills and related expenses, as well as a portion of the claimant’s lost wages. In addition, the insurance company may investigate the issue to determine if the medical device manufacturer is liable for the injury. If it finds that the medical device manufacturer was negligent in manufacturing or selling the device, the insurance company may demand that the manufacturer pay for the damages. The role of the insurance company in a medical device injury case is to limit their liability and to ensure that the claimant receives the appropriate amount of compensation. By doing so, they can help to protect the interests of both the claimant and the medical device manufacturer.
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