If a vessel is uninsured, who pays for my medical expenses and lost wages after a maritime injury?

If you are injured in a maritime accident in Arizona and the vessel involved is uninsured, you may be able to receive compensation for medical expenses and lost wages. Under the Jones Act, seamen who suffer an injury while working on a vessel may be eligible for financial assistance in the form of medical expenses, lost wages, and other damages. In addition, the Longshore and Harbor Workers’ Compensation Act, which covers maritime workers other than seamen, may allow for medical and wage losses in cases where the vessel involved is uninsured. In some cases, you may have to file a lawsuit against the vessel owner or other parties to seek compensation for your injuries. The law provides for a number of legal remedies for injured seamen, including damages for pain and suffering, mental anguish, and loss of enjoyment of life. Depending on the circumstances, punitive damages may also be available. In addition, some states have compensation funds for maritime injuries when the vessel is uninsured. For example, in Arizona, the Marine Injury Fund provides financial assistance to victims of maritime accidents who suffer serious injury or death when the vessel involved is uninsured. To be eligible for compensation, you must have medical proof of your injury or death. It is important that you consult with an experienced maritime injury attorney immediately after you have been injured in an accident to ensure that you receive the compensation you are entitled to. They can help you understand your legal rights and options and will advise you on the best course of action for your case.

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