If a vessel is uninsured, who pays for my medical expenses and lost wages after a maritime injury?

In New Hampshire, if you are injured in a maritime accident and the vessel you were on is uninsured, you may not receive medical expenses and lost wages from the vessel’s owner. In these cases, you may be able to pursue compensation from other sources. If you were able to prove that your injuries were caused by the negligent actions of someone else, you may be able to recover damages through a personal injury lawsuit. This means that you may be able to recover your medical expenses and lost wages by filing a claim against any parties that may be liable. Additionally, you may be able to pursue compensation through your employer’s workers’ compensation insurance policy. If you are employed as a mariner, you may be able to collect benefits through the employer’s workers’ compensation package. Finally, you may be able to receive benefits through the Jones Act. This federal law provides compensation to injured seamen who can prove that their injuries were caused by negligence. If you have been injured at sea and can prove that someone else’s negligence caused your injuries, you may be able to collect damages from the responsible party through the Jones Act. In all cases, it is important to seek legal advice to determine the best course of action to pursue compensation for your injuries and lost wages. A maritime injury lawyer can advise you on the best steps to take so that you can receive the compensation you deserve.

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