What is the ‘No-Fault Law’ and how does it affect my claim?
The ‘No-Fault Law’ is a law that affects maritime injury law in Florida. This law means that injured workers cannot sue their employer after an injury sustained on a vessel or while working in the maritime industry. This law also prevents other people on board the vessel from claiming damages for the injured worker’s injuries. Instead, the injured worker is instead entitled to compensation from the vessel or its owner’s insurance policy. This law affects claims in several ways. First, injured workers cannot receive any compensation unless it is approved by the vessel’s insurance policy. This limits the amount of compensation that can be received, as the insurer decides what is best for them and not necessarily for the injured worker. Second, the ‘No-Fault Law’ prevents injured workers from filing a lawsuit against their employer for gross negligence or misconduct. This means that if an employee’s injuries were caused by their supervisor or the vessel’s owner, they cannot bring a lawsuit against them. Lastly, the ‘No-Fault Law’ affects the timeline for filing a claim. If the injured worker is seeking compensation, they must do so within a certain time period. This means that those injured on the job must take action quickly or they may be barred from collecting compensation. Overall, the ‘No-Fault Law’ significantly affects maritime injury law in Florida. This law limits the amount of compensation that can be sought from an injury, and makes it difficult to seek compensation through a lawsuit. Knowing the law and the timeline for filing a claim is essential for any injured worker seeking compensation for a maritime injury.
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