What is ‘maintenance and cure’ and how does it affect my claim?
In the state of Florida, if you suffer a maritime injury, your claim could be affected by something called ‘maintenance and cure’. This term refers to the obligation of the owner of the vessel or vessel employer to pay for necessary medical expenses and a portion of your wages while you are receiving medical treatment due to your injury. Your claim could be affected by this because it could be the responsibility of the vessel or vessel employer to pay for any medical costs associated with your injury. When it comes to filing a claim for maintenance and cure, the amount you are entitled to is usually determined by what your wages were the last time that you worked prior to receiving the injury. This amount might be more than what you would have made while you were on the vessel after the injury, so it’s important to keep records of your wages before you were injured. Additionally, you might be able to receive additional money for necessary medical expenses. It’s important to note that even if your vessel or vessel employer denies that you are eligible for maintenance and cure, you may still be able to make a claim. In order to do this, you would have to file a lawsuit in an admiralty court. This type of claim could result in you receiving compensation for medical costs, lost wages, and possibly even punitive damages. Overall, ‘maintenance and cure’ can greatly affect your claim if you are injured while working on a vessel in Florida. It’s important to keep records of your wages and medical expenses so that you can make a strong claim and get the compensation that you deserve.
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