What documents will I need to sign at closing?

In Washington, when you close on a mortgage, you must sign a few documents. These documents are usually provided by the lender, and they vary depending on the type of loan. Generally, the documents you will need to sign include a Promissory Note, a Security Deed, and a Truth in Lending Disclosure. The Promissory Note outlines the terms of the loan, such as the interest rate and length of the loan. The Security Deed provides the lender with a lien on the property in order to ensure that the loan is fully paid. The Truth in Lending Disclosure provides details of the loan’s annual percentage rate, finance charges, and other fees associated with the loan. Additionally, you may need to provide a copy of your driver’s license for the signing of these documents. Finally, you will need to sign a settlement statement, which is a breakdown of all fees associated with the loan, such as closing costs, appraisal fees, and other charges. If you are working with an attorney, you may also need to sign documents relating to the attorney’s involvement in the closing process. By signing all of these documents, you are confirming that you understand the terms of the loan and agree to them.

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What documents will I need to sign at closing?

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