What should I do if my motorcycle accident claim is denied?
If your motorcycle accident claim is denied in North Carolina, you should not give up. The first thing you should do is appeal the denial of the claim. The appeals process can be complicated and you should consider retaining an attorney to guide you through it. Your appeal should include a detailed explanation for why the insurance company’s determination was incorrect. You should provide evidence that supports your claim. This could include photos of the scene of the accident, testimony from witnesses to the accident, a copy of the police report, medical documents, and other relevant documents. You should also thoroughly explain why you believe the coverage given by the insurance company should apply to your claim. You will need to review the exact wording of your insurance policy and compare that to the facts of the accident to explain why you believe the insurance policy covers your claim. The appeals process may take several weeks or even months. During this time it is important to keep a record of any communication with your insurance company, including phone calls, emails, or letters. Make sure to write down the name of the insurer representative with whom you are communicating. If you are still denied after the appeals process, you may need to consider further legal action. A lawyer experienced in motorcycle accident law in North Carolina can help you assess your case and determine the best path forward.
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