What is punitive damages and when can I receive it in a motorcycle accident claim?

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Can I file a lawsuit if the insurance company refuses to settle my motorcycle accident claim?
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What is contributory negligence and how does it affect a motorcycle accident claim?
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Can I bring a claim against my employer if I am injured while riding a company-owned motorcycle?
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Can I still obtain compensation even if I was not wearing a helmet at the time of the motorcycle accident?
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