What should I do if another driver involved in my motorcycle accident has no insurance?
If another driver involved in your motorcycle accident has no insurance, you should protect your own interests. You should take photos of the accident scene and your motorcycle damage. You should also exchange contact information and insurance information with the other driver. You should also get the contact information of any witnesses and take note of any details about the accident that may be important later. Next, contact your own insurance company and report the accident. Most major insurers provide coverage for accidents involving uninsured drivers. You may have to pay a deductible, but then your insurance company may cover the rest. If you do not have uninsured motorist coverage, you may be able to purchase it after the accident. Additionally, you should contact a North Carolina motorcycle accident lawyer. If the other driver has no insurance, you may be able to file a lawsuit against him to recover damages. A lawyer can help you understand the legal process and will work to get you the compensation that you are entitled to. Finally, make sure you document your medical expenses and keep records of any lost wages or other expenses related to the accident. These records can help when making a claim with your own insurance or when filing a lawsuit against the other driver.
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