What should I do if another driver involved in my motorcycle accident has no insurance?
If you have been in a motorcycle accident and the other driver has no insurance, you need to take the necessary steps to protect yourself. In Washington, you can file an uninsured/underinsured motorist claim with your own insurance company, provided you have purchased such a policy. Uninsured/underinsured motorist coverage pays for damages you suffer in an accident caused by an uninsured or underinsured motorist. If you do not have uninsured/underinsured motorist coverage, you can file a claim against the other driver for your losses. However, it may be difficult to recover any damages from a driver with no insurance. In this case, you may want to consider filing a lawsuit against the other driver. Keep in mind that Washington is a no-fault state, so you may be limited to recovering from your own insurance company after a motorcycle accident. Speak to an experienced attorney to learn more about the legal options that may be available to you. In general, it is important to seek legal advice after a motorcycle accident, regardless of whether the other driver has insurance. An attorney can help you determine what steps you need to take to recover financial compensation for your damages.
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