What should I do if the other driver involved in my accident does not have enough insurance coverage?

If the other driver involved in your motorcycle accident does not have enough insurance coverage in California, you may be entitled to additional compensation from your own uninsured/underinsured motorist (UIM) coverage. UIM coverage is insurance coverage that you can purchase from your own insurance provider to protect yourself in case the other driver does not have enough insurance. If you have purchased UIM coverage, you can file a claim with your insurer to cover the damages caused by the uninsured or underinsured driver. Your insurer will review the details of your claim and may cover the costs of repair to your motorbike, medical bills, lost wages, and other expenses. If you do not have UIM coverage, you may still be able to seek compensation from the other driver’s insurance company. If their policy does not meet the minimum requirements for coverage in California, the company may be required to provide compensation for the damages caused by their driver. You can consult a motorcycle accident lawyer to help you pursue your claim against the other driver’s insurance company. In either case, it is important that you contact a lawyer or legal professional as soon as possible after a motorcycle accident to help protect your rights and ensure that you receive the compensation you are entitled to. Your lawyer can help you evaluate your options and understand your legal rights under California law.

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