Can I file a lawsuit if the insurance company refuses to settle my motorcycle accident claim?

In Maryland, you can file a lawsuit if the insurance company refuses to settle your motorcycle accident claim. The insurance company has a legal responsibility to provide you with adequate compensation for the damages you suffered due to the motorcycle accident. If the insurance company does not agree to settle the claim, you are within your legal right to pursue a lawsuit. The process of filing a lawsuit begins with filing a complaint in the Circuit Court in the county that the accident occurred in. You must provide the court with detailed information about the accident, such as the date, time, and location, as well as the damages you suffered. This information will be used to determine the amount of damages you are entitled to. Once the complaint has been filed, the court will review it and issue a summons, which will be sent to the insurance company. The insurance company will then be required to respond to the complaint. The response will either be an acceptance of the damages or a counteroffer. If the counteroffer is not suitable, then you have the right to move forward with your lawsuit. Depending on the circumstances, the court may require mediation or arbitration, where a neutral third-party will review the claim and decide on the damages. This could result in a settlement between the two parties. However, if an agreement cannot be reached, the court will then hear the case and make a decision on the amount of damages. It is important to note that a lawsuit may take a considerable amount of time and money to resolve, so it should only be pursued if you cannot reach a settlement. Contacting an experienced personal injury attorney can help ensure that your rights are protected.

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