What will happen if the other driver involved in my accident does not have enough insurance coverage?

If you are involved in a motorcycle accident in Iowa and the other driver does not have enough insurance coverage, you will still be able to seek compensation for your medical expenses, lost wages, and other damages related to the accident. In Iowa, the law requires all drivers to carry a minimum amount of insurance coverage to ensure they will be able to pay for losses and damages they cause in an accident. In the event the person responsible for your accident does not have sufficient coverage, you can still file a claim against your own insurance policy if you have personal injury protection coverage. If you do not have personal injury protection coverage, or if the other driver’s insurance is so inadequate that it won’t even cover your medical expenses, you will need to take legal action. This means you will need to file a personal injury lawsuit against the at-fault driver in order to be able to recover your damages. Although the process can be lengthy and difficult, an experienced motor vehicle accident attorney can help you navigate the court system and do their best to ensure you receive your just compensation.

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What will happen if the other driver involved in my accident does not have enough insurance coverage?

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