What will happen if the other driver involved in my accident does not have enough insurance coverage?
If the other driver involved in your motorcycle accident does not have enough insurance coverage in the state of Washington, you may be able to sue for uninsured motorist coverage if you have it. This is an insurance policy of your own that will provide coverage for your injuries and property damage if the at-fault driver does not have enough insurance, or any at all. If you’re unable to sue for uninsured motorist coverage, some states may allow you to sue the other driver directly if they are at fault for the accident. However, filing a lawsuit and collecting damages in this way is often difficult, as the other driver may not have enough funds to cover the costs of your injuries and damages. It is also possible to receive compensation from your own insurance company in this situation, as you can make a claim under your collision coverage, if you have it. Collision coverage helps pay for property damage, regardless of fault, and can be very helpful in situations where the other driver does not have enough insurance coverage. Finally, if you are injured in the accident and do not have uninsured motorist coverage or collision coverage, you may be able to recover medical costs and other damages through a third-party lawsuit. In this case, you would need to prove that the other driver was at fault and that their negligence caused your injuries and damages. This type of lawsuit can be more complicated, so it is best to seek legal advice if you are considering this option.
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