What should I do if the other driver involved in my motorcycle accident is uninsured?

If you are involved in a motorcycle accident in Pennsylvania where the other driver is uninsured, there are a few steps you can take to ensure you are fairly compensated for your losses. First, you should contact your insurer and report the accident. Your insurer may provide you with uninsured motorist coverage, which can help pay for any medical expenses or property damage incurred as a result of the accident. Second, you may be able to file a civil lawsuit against the other driver to recover the cost of damages. You will likely need to hire an attorney to handle the claim as you may need to prove the other driver’s negligence in order to receive compensation. Third, you could also file a claim with the Motor Vehicle Accident Indemnification Corporation. This organization provides limited funds to victims of vehicle accidents when the other party is uninsured. It is important to note, though, that the amount of money you could receive from this organization would not cover the full cost of damages. Finally, if you are unable to cover the cost of the accident with any of the above options, you may want to speak with a financial counselor to help create a repayment plan for your medical bills. No matter what option you decide to pursue, it is important to contact the Pennsylvania Department of Motor Vehicles to file an accident report and obtain a copy of the police report, which could aid your case.

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