What property does not go through probate?

In Colorado, property that does not go through probate includes property that is owned jointly or that is owned outright, such as bank accounts, vehicles, and real estate, among other assets. Property owned jointly between spouses is typically considered non-probate property and will generally pass directly to the surviving spouse upon the death of one of the owners. Additionally, property that passes through a trust or has a beneficiary designation, such as life insurance, certain retirement accounts, and transfer on death accounts, typically does not need to be put through probate. Real estate held in joint tenancy with the right of survivorship also does not need to be probated and will pass to the other tenant upon the death of one owner. Finally, property acquired before a marriage, such as gifts and inheritances, and property held in living trusts, also bypass probate. All of these types of property are not subject to the probate process and can be distributed directly to the designated beneficiaries and heirs.

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