Is it normal for the insurance company to deny my claim for a pedestrian accident?

Yes, it is normal for an insurance company to deny your claim if you are a pedestrian involved in an accident in Oregon. Insurance companies may deny a claim when it is determined that the pedestrian was at fault or acted carelessly when the accident happened. For instance, if the pedestrian was texting or looking at their phone while crossing the street and was not paying attention to the traffic, the insurer might deny the claim. Additionally, if the pedestrian ran into a car or jaywalked, the insurer could deny the claim. It is also possible for the insurance company to deny the claim even if the pedestrian was not at fault. In Oregon, a pedestrian must yield to vehicles if they are in a crosswalk without a signal to cross. If the pedestrian proceeds regardless, the insurance company could deny the claim. The same can apply if a pedestrian attempts to cross a busy highway outside of a designated crossing area. In some cases, a pedestrian’s claim may be denied even when they are not at fault. In cases where a driver is uninsured or underinsured, the insurance company might deny the claim if they do not have the right coverage. The best way to increase the chances of your claim being accepted is to be as careful as possible when crossing roads. Always check your surroundings and cross streets with designated crossings whenever possible.

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