What is the role of the insurance company in a pedestrian accident case?

In South Carolina, the insurance companies have a role to play in pedestrian accident cases. For instance, if the driver responsible for the accident had auto insurance, then the insurance company of the policyholder must pay for the medical expenses of the pedestrian, up to the limit of the policy. In addition, the insurance company could be involved in negotiations for a settlement with the pedestrian, or the pedestrian’s attorney. The insurance company will usually try to settle the case out of court, in order to avoid the risk and cost of a court trial. The insurance company could also deny the pedestrian’s claim if it believes the pedestrian was partly responsible for the accident. The company would investigate the accident and collect evidence to assess the fault of all parties involved. If the pedestrian is injured due to a hit-and-run driver, then the pedestrian’s own auto insurance company may have to step in, provided the pedestrian has uninsured motorist coverage. The uninsured motorist coverage allows the pedestrian to recover from the pedestrian’s own insurance company, up to the limit of the policy. To sum up, the insurance company has a vital role in pedestrian accident cases in South Carolina. The company assesses the fault of all parties involved and helps determine the compensation that the pedestrian may receive. In addition, the company could play a role in settlement negotiations with the pedestrian or the pedestrian’s attorney.

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