What should I do if the at-fault party does not have insurance?

If the at-fault party does not have insurance and you were injured in an accident in Alaska, you need to take immediate action in order to protect your rights and receive compensation for your injuries. The first step is to file a claim with your own insurance company. In most cases, your insurance company should cover the costs associated with the accident, as long as you have the necessary coverage. If the amount of coverage is not enough to cover your expenses, you may be able to pursue a claim against the at-fault party. Depending on the situation, you may be able to take legal action and receive compensation for your losses. However, this could be difficult since the at-fault party may not have the funds to pay for the damages. In that case, you should consult with a personal injury attorney. An attorney can help you to evaluate your legal options and determine the best course of action. They can also handle the necessary paperwork and negotiate with the at-fault party on your behalf. No matter what your course of action, it is important to document and gather evidence of the accident and your injuries. This will be important if you decide to pursue a claim. Additionally, if your injuries are severe, seek medical attention immediately. This will help to ensure that your medical records accurately document the extent of your injuries.

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