What should I do if the at-fault party does not have insurance?

If the at-fault party does not have insurance in California, this can complicate matters for you as the victim of a personal injury. California is a state that follows a fault-based insurance system, meaning that the at-fault party is responsible for damages done to the other party. The first step is to try and contact the at-fault party and see if they are willing to work with you outside of insurance and pay for any damages. If they refuse, then the next step is to contact a personal injury lawyer and have them help you with your claim. Most lawyers take personal injury cases on a contingency-fee basis, which means they will not get paid unless they win your case. The lawyer can then investigate the situation and try to negotiate a settlement with the at-fault party. They can also help you recover any lost wages, medical bills, and other costs you may have incurred as a result of the injury. If the at-fault party still refuses to cooperate, then the lawyer can file a lawsuit in court. If the court decides in your favor, the at-fault party will have to pay you for damages. In any case, having help from an experienced personal injury lawyer can be invaluable and will help ensure that you have the best possible result.

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What should I do if the at-fault party does not have insurance?

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